An elderly lady was standing at the railing of the cruise ship holding her hat tight so that it would not blow away in the wind.
A gentleman approached her and said,
"Pardon me, madam... I do not intend to be forward but did you know that your dress is blowing up in this high wind?"
"Yes, I know," said the lady. "But I need both my hands to hold onto this hat."
"But madam, you must know that you are not wearing anything down there and you are a bit exposed!" said the gentleman in earnest.
The woman looked down, then back up at the man and replied,
"Sir, anything you see down there is 85 years old... I bought this hat yesterday!
